Money metrics Tracker
Measure → Act → Improve.
Simple systems. Modern metrics. Small freedoms.
Small choices. Big freedom.
A one-page money tracker that converts everyday spending into clear actions. See where your money goes, stay within your income, and keep funding your future with confidence.
Why this works
Essentials, Wants, Savings at a glance. Log a spend, see the impact, stay aware.
Pacing alerts. Gentle warnings if you are drifting toward overspending or getting close.
Essentials-first guidance. Trim a Want, reallocate to cover Essentials, or top up Savings.
Weekly five-minute habit. Log recent spends, review Budget Health and Tips, take one action.
Anchored by 65/20/15. Aim for 65% Essentials, 20% Wants, 15% Savings. Make small tweaks only when needed.
What you get
A simple tracker that shows the truth of your money in real time.
One clear action to take when things go off track.
A rhythm you can keep for life, not just for a month.
Works with Google Sheets. A free Google account may be required.
ℹ️ Forecasts are approximate. Treat them as prompts, not precise predictions.
Grab your copy and start logging your next spend in 3 minutes.
Free personal copy. Works with Google Sheets.
No spam. Educational use only.
© 2026 James Warren - All rights reserved.